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Arbitration
the hearing and settlement of a dispute between opposing parties by a third party whose decision the parties have agreed to accept.
Actual Cash Value (ACV)
The value of your property, based on the current cost to replace it minus depreciation.
Injury Rights
Regardless of who is at fault for an automobile accident, your insurance company is responsible for paying your initial medical expenses.
Subpoena
Document issued by the authority of the court to compel a witness to appear and give testimony or produce documentary evidence in a proceeding. Failure to appear or produce is punishable by contempt of court.
Elderly & Older Drivers
Drivers typically 65 or 70 years old, most states require renewal applicants to appear in person and to pass a vision test.
Tailgating
Folowing too close to another car, not alowing space for you to brake or car in front to brake. The operation of a motor vehicle in a manner that endangers or is likely to endanger persons or property
Reaction Time
The motorist who is not alert cannot cope with a sudden emergency as quickly as is necessary. An overly relaxed driver requires more time to react to an emergency than does an alert one.
Misdemeanor
Criminal offenses less than felonies; generally those punishable by fine or imprisonment of less than 90 days in a local facility.
Linear Momentum
A quantity associated with the motion of an object along a straight path. The linear momentum of an object is defined to be equal to its mass times its velocity.
PT - Physical Therapy
the evaluation, assessment, and treatment of dysfunction caused by injuries to the soft tissue and muscles/skeleton . Treatment shall consist of therapeutic exercises, education and other modalities, such as the therapeutic use of heat, light, water, electricity, massage & more.
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